5 Ways To Survive Being Broke In Janu-worry

Payday is a long way off, and the prospect of sitting in the house for the next four to five weeks doing nothing is, well, depressing. Worry not, who needs money to have fun?

Here’s five ways you can beat the January blues and enjoy it!

Step 1. Calculate Your Daily Cost of Living

Take a look at all of your monthly expenses and add them up. Then divide that number by 30 to get your average daily cost of survival. Since you’re broke, I assume you don’t have a lot of frivolous expenses in there. Now that you know how much it costs you to be alive each day, you have a better perspective on the money you earn and spend.

Step 2. Find Income Sources

Don’t let the gloom and doom of the news scare you — there are always money-making opportunities for a hustler. And no, I don’t mean selling drugs. (Not judging either way, though.) However, your best bet to solve the problem immediately is getting the highest-paying job you can.

Step 3. Work Harder

You know how much money you need to make each day. You know of several places to earn that money. Now it’s time to make progress or make excuses. Whatever it takes. No excuses. All days matter. Life is tough when you’re broke and you can’t pursue bigger things until you give yourself some breathing room financially.

Step 4. Change Your Habits

Once you’ve got your head above water, you want to ensure you never end up in that situation again. You can’t predict the negative circumstances of life, but you can control your actions along the way. Ultimately, your life is a result of your habits. That means both being broke and being rich are direct outcomes of your daily actions.

Step 5: Be disciplined

Avoid asking for money from friends: This is always a bad idea. Whether or not money affects your friendship is subjective, but what borrowing money would do is, it would put more pressure on you to return the money at the beginning of next month.